CreditCCO reads what your business actually earns — in real time — and turns it into a business credit card. No collateral. No years of paperwork. No waiting around.
Most growing businesses hit the same wall, whichever way they turn.
Founders put business spend on a personal card, then burn a full day each cycle collecting receipts and justifying every line to auditors.
Place a deposit to get a corporate card. It earns 1–5% while that same cash could work at 18–24% elsewhere — plus a setup fee.
Digital banks offer cards funded by your own money. Looks like credit. Spends like a debit card you're not allowed to overdraw.
No paperwork. No branch visits. Just your actual numbers.
Securely link the account you already use to run your business.
Our engine works out what your business actually earns and spends, month to month.
That cash flow becomes a live number — the same one our banking partner uses to set your limit.
Issued by our bank or NBFC partner, with Visa or Mastercard on the back. A real revolving line.
Growing fast? Your limit grows too. Slower month? We adjust before it's a problem.
Priced against what businesses actually pay today — not the rate a bank quotes you on paper.
The real yearly cost of tying up cash in a deposit while borrowing working capital elsewhere.
One flat annual rate. No opening fee. No deposit to lock up. Nothing to negotiate.
Illustrative figures based on 2026 market rates across Malaysia, Indonesia, Singapore, the Philippines, and Thailand.
Every card comes stocked with credits on the tools you're already paying for.
We're a technology company. We don't lend, and we never hold your money.
We read your cash flow and turn it into a runway number that informs your credit limit — continuously, not just at signup.
They hold the lending license, carry the balance sheet, and make the final underwriting call.
Visa or Mastercard processes every transaction, wherever you swipe or tap.
Previously Founder & CEO of The Feast, a Southeast Asian F&B technology platform serving 5,000+ restaurants and processing over $1.5B in annualized order value across Singapore, Malaysia, Indonesia, Thailand, and India.
Before that, founded Easy Eat AI and co-founded Bobble AI, an AI keyboard platform that scaled to tens of millions of users. B.Tech, IIT Delhi.
We're rolling out to Malaysia first. Join the waitlist to hear the moment we open applications.